I could believe these findings.
http://www.bloomberg.com/news/articles/2015-10-02/the-federal-reserve-has-some-advice-for-your-love-life
Economists Jane Dokko, Geng Li, and Jessica Hayes presented their findings about the role that credit scores have in predicting the stability and potential longevity of a relationship that's starting to get serious.
Here's a summary of their findings:
•People with higher credit scores are more likely to be in a committed relationship and stay together
•People tend to form relationships with others who have a similar credit score as them
•The strength of the match, both in the headline credit score and its details, is predictive of whether or not a couple is more likely to break up for observable reasons pertaining to finance and household spending; and
•Credit scores are indicative of trustworthiness in general, and couples with a mismatch in credit scores are more likely to see their relationships end for reasons not directly related to their use of credit.
Those are some pretty bold conclusions to draw. But the proof, the economists say, is in the numbers — and, although correlation doesn't equal causation, in some instances their results also have both practical and intuitive underpinnings.
Controlling for other factors, individuals whose credit scores are one standard deviation above the mean are 14 percent more likely to enter into a committed relationship over the next year than average, according to the economists. In other words, if you've had trouble meeting your financial obligations, your wherewithal to stay current with someone else's life is also probably suspect.
The results indicate that these partnerships are more likely to endure.
I wonder if that extends to credit ratings of nations and whether they'll abide by their treaties and agreements with others.
The OP makes sense. Financial stability is one of many factors affecting the stability of a relationship.
It further indicates likelihood of "personal responsibility", necessary for many relationships to thrive
Good OP Fash
Quote from: "cc la femme"
It further indicates likelihood of "personal responsibility", necessary for many relationships to thrive
Good OP Fash
Good credit is an excellent indicator of personal responsibility. People with good credit would likely have a better chance of staying together than people that don't. People that pay their debts are not quitters.
Quote from: "Fashionista"
http://www.bloomberg.com/news/articles/2015-10-02/the-federal-reserve-has-some-advice-for-your-love-life
Economists Jane Dokko, Geng Li, and Jessica Hayes presented their findings about the role that credit scores have in predicting the stability and potential longevity of a relationship that's starting to get serious.
Here's a summary of their findings:
•People with higher credit scores are more likely to be in a committed relationship and stay together
•People tend to form relationships with others who have a similar credit score as them
•The strength of the match, both in the headline credit score and its details, is predictive of whether or not a couple is more likely to break up for observable reasons pertaining to finance and household spending; and
•Credit scores are indicative of trustworthiness in general, and couples with a mismatch in credit scores are more likely to see their relationships end for reasons not directly related to their use of credit.
Those are some pretty bold conclusions to draw. But the proof, the economists say, is in the numbers — and, although correlation doesn't equal causation, in some instances their results also have both practical and intuitive underpinnings.
Controlling for other factors, individuals whose credit scores are one standard deviation above the mean are 14 percent more likely to enter into a committed relationship over the next year than average, according to the economists. In other words, if you've had trouble meeting your financial obligations, your wherewithal to stay current with someone else's life is also probably suspect.
The results indicate that these partnerships are more likely to endure.
There is no surprise here. There is a correlation between good credit and good character. On the other hand, bad credit can be a symptom of character flaws.
Quote from: "Dinky Dianna"
It was focused on people Dinky Diana..
There was no mention of nations or treaties.
Quote from: "Fashionista"
Quote from: "Dinky Dianna"
It was focused on people Dinky Diana..
There was no mention of nations or treaties.
I know but it begged the question. If economists can pose the question about individuals, it should also be asked of nation states. Seems fair.
Quote from: "Dinky Dianna"
Quote from: "Fashionista"
Quote from: "Dinky Dianna"
It was focused on people Dinky Diana..
There was no mention of nations or treaties.
I know but it begged the question. If economists can pose the question about individuals, it should also be asked of nation states. Seems fair.
Let's leave that to the UN, national diplomatic services and the WTO. This was advice for people seeking a reliable mate.
Quote from: "Fashionista"
http://www.bloomberg.com/news/articles/2015-10-02/the-federal-reserve-has-some-advice-for-your-love-life
Economists Jane Dokko, Geng Li, and Jessica Hayes presented their findings about the role that credit scores have in predicting the stability and potential longevity of a relationship that's starting to get serious.
Here's a summary of their findings:
•People with higher credit scores are more likely to be in a committed relationship and stay together
•People tend to form relationships with others who have a similar credit score as them
•The strength of the match, both in the headline credit score and its details, is predictive of whether or not a couple is more likely to break up for observable reasons pertaining to finance and household spending; and
•Credit scores are indicative of trustworthiness in general, and couples with a mismatch in credit scores are more likely to see their relationships end for reasons not directly related to their use of credit.
Those are some pretty bold conclusions to draw. But the proof, the economists say, is in the numbers — and, although correlation doesn't equal causation, in some instances their results also have both practical and intuitive underpinnings.
Controlling for other factors, individuals whose credit scores are one standard deviation above the mean are 14 percent more likely to enter into a committed relationship over the next year than average, according to the economists. In other words, if you've had trouble meeting your financial obligations, your wherewithal to stay current with someone else's life is also probably suspect.
The results indicate that these partnerships are more likely to endure.
Guys that attend occupy stunts instead of building their careers/businesses/credit ratings are not real men and should never be considered romantically. Did we really need economists to tell us what should be so fucking obvious? :001_rolleyes:
Quote from: "Dinky Dianna"
Ask the I. M. of F. :laugh:
Quote from: "Shen Li"
Quote from: "Fashionista"
http://www.bloomberg.com/news/articles/2015-10-02/the-federal-reserve-has-some-advice-for-your-love-life
Economists Jane Dokko, Geng Li, and Jessica Hayes presented their findings about the role that credit scores have in predicting the stability and potential longevity of a relationship that's starting to get serious.
Here's a summary of their findings:
•People with higher credit scores are more likely to be in a committed relationship and stay together
•People tend to form relationships with others who have a similar credit score as them
•The strength of the match, both in the headline credit score and its details, is predictive of whether or not a couple is more likely to break up for observable reasons pertaining to finance and household spending; and
•Credit scores are indicative of trustworthiness in general, and couples with a mismatch in credit scores are more likely to see their relationships end for reasons not directly related to their use of credit.
Those are some pretty bold conclusions to draw. But the proof, the economists say, is in the numbers — and, although correlation doesn't equal causation, in some instances their results also have both practical and intuitive underpinnings.
Controlling for other factors, individuals whose credit scores are one standard deviation above the mean are 14 percent more likely to enter into a committed relationship over the next year than average, according to the economists. In other words, if you've had trouble meeting your financial obligations, your wherewithal to stay current with someone else's life is also probably suspect.
The results indicate that these partnerships are more likely to endure.
Guys that attend occupy stunts instead of building their careers/businesses/credit ratings are not real men and should never be considered romantically. Did we really need economists to tell us what should be so fucking obvious? :001_rolleyes:
:001_rolleyes: