i don't know why i would crash into a bmw roadster today. i kept the speed under 60km along the road, but i crashed into the back of the bwm car right after i glimpsed at the sight on my right side
unfortunately, when i noticed my car was getting closed to the back of the bmw, i stepped all the way down on the brake. however, the tragedy happened all at once.
now my brain is blank and feel helpless at this moment. i have no idea how much this accident costs me.
hope the cost will come out to be cheaper than i expected
Quote from: "jaysings"
unfortunately, when i noticed my car was getting closed to the back of the bmw, i stepped all the way down on the brake. however, the tragedy happened all at once.
now my brain is blank and feel helpless at this moment. i have no idea how much this accident costs me.
hope the cost will come out to be cheaper than i expected
Your insurance will cover the repairs to the BMW, but the main thing is that you are not injured.
Quote from: "seoulbro"
Quote from: "jaysings"
unfortunately, when i noticed my car was getting closed to the back of the bmw, i stepped all the way down on the brake. however, the tragedy happened all at once.
now my brain is blank and feel helpless at this moment. i have no idea how much this accident costs me.
hope the cost will come out to be cheaper than i expected
Your insurance will cover the repairs to the BMW, but the main thing is that you are not injured.
what if i were injured?
Quote from: "jaysings"
Quote from: "seoulbro"
Quote from: "jaysings"
unfortunately, when i noticed my car was getting closed to the back of the bmw, i stepped all the way down on the brake. however, the tragedy happened all at once.
now my brain is blank and feel helpless at this moment. i have no idea how much this accident costs me.
hope the cost will come out to be cheaper than i expected
Your insurance will cover the repairs to the BMW, but the main thing is that you are not injured.
what if i were injured?
I believe Seoulbro meant your safety is more important than anything, a machine can always be repaired, but money can never buy health.
Quote from: "Zetsu"
Quote from: "jaysings"
Quote from: "seoulbro"
Your insurance will cover the repairs to the BMW, but the main thing is that you are not injured.
what if i were injured?
I believe Seoulbro meant your safety is more important than anything, a machine can always be repaired, but money can never buy health.
oh i got u now. i supposed he meant there is any possiblity that i can get to save me from costing a high budget on repairing the car i crashed into.
Quote from: "Zetsu"
Quote from: "jaysings"
Quote from: "seoulbro"
Your insurance will cover the repairs to the BMW, but the main thing is that you are not injured.
what if i were injured?
I believe Seoulbro meant your safety is more important than anything, a machine can always be repaired, but money can never buy health.
Yep, ditto that Zetsu. Losing your car is just an inconvenience.
I so sorry about jaysings car accident..
I know he will be without a car and his premiums will rise significiantly, but Jaysings is not hurt and that is what I care about.
Quote from: "Fashionista"
I know he will be without a car and
as they should.......do i hear a case of Asian whiplash developing????
Quote from: "Obvious Li"
Quote from: "Fashionista"
I know he will be without a car and
as they should.......do i hear a case of Asian whiplash developing????
I agree riskier drivers should pay more Obvious Li..
I still feel bad for Jaysings though.
Quote from: "Shen Li"
Quote from: "Zetsu"
Quote from: "jaysings"
what if i were injured?
I believe Seoulbro meant your safety is more important than anything, a machine can always be repaired, but money can never buy health.
Yep, ditto that Zetsu. Losing your car is just an inconvenience.
everyone losing their own car will be inconvenient :?
Quote from: "Fashionista"
I know he will be without a car and his premiums will rise significiantly, but Jaysings is not hurt and that is what I care about.
luckily the driver is a female international student and is innocent and gentle. she didn't pretend getting injuried in this accident,for her intention to deceive icbc for my premiums
now, all i have to do is just to fix up our cars
Quote from: "Obvious Li"
Quote from: "Fashionista"
I know he will be without a car and
as they should.......do i hear a case of Asian whiplash developing????
yes,u are right. live and learn. i should pay for my carelessness this time
Quote from: "jaysings"
Quote from: "Shen Li"
Quote from: "Zetsu"
I believe Seoulbro meant your safety is more important than anything, a machine can always be repaired, but money can never buy health.
Yep, ditto that Zetsu. Losing your car is just an inconvenience.
everyone losing their own car will be inconvenient :?
Yes, it's a pain but you are ok. The cars can repaired or replaced.
Quote from: "jaysings"
Quote from: "Fashionista"
I know he will be without a car and his premiums will rise significiantly, but Jaysings is not hurt and that is what I care about.
luckily the driver is a female international student and is innocent and gentle. she didn't pretend getting injuried in this accident,for her intention to deceive icbc for my premiums
now, all i have to do is just to fix up our cars
I don't know how ICBC works, but if you are liable your insurance will pay for the damages to her vehicle. In Alberta many insurers would drop you as a client, but I am sure that won't happen in BC though.
Quote from: "jaysings"
Quote from: "Fashionista"
I know he will be without a car and his premiums will rise significiantly, but Jaysings is not hurt and that is what I care about.
luckily the driver is a female international student and is innocent and gentle. she didn't pretend getting injuried in this accident,for her intention to deceive icbc for my premiums
now, all i have to do is just to fix up our cars
Jaysings, I asked my husband and he told me body damage to a car is very expensive to fix..
He also told me that the title of your car could change to "rebuilt" which makes selling your car someday a lot harder to do.
So they are just gonna have it fixed or the insurance company buys it.
Usually it is very expensive to fix it. The chassis gets twisted, paint-job, work-hours, new parts etc.
In here the insurance-companies will most likely buy the car because it is cheaper that way. The guy whom was wrong loses his bonuses which causes his payments to rise.
Quote from: "Odinson"
Usually it is very expensive to fix it. The chassis gets twisted, paint-job, work-hours, new parts etc.
I believe that is the most common outcome here too Odie.
Quote from: "seoulbro"
Quote from: "jaysings"
Quote from: "Shen Li"
Yep, ditto that Zetsu. Losing your car is just an inconvenience.
everyone losing their own car will be inconvenient :?
Yes, it's a pain but you are ok. The cars can repaired or replaced.
i found the driver of the another party didn't have her international driving permit
she said her permit was held by her brother who came back to china before the accident happend
now the icbc staff advised her to fax her permit to the icbc department tomorrow
if she doesn't fax it to icbc or doesn't sent it to claim center, can i escape from this responsibility?
Quote from: "Shen Li"
Quote from: "jaysings"
Quote from: "Fashionista"
I know he will be without a car and his premiums will rise significiantly, but Jaysings is not hurt and that is what I care about.
luckily the driver is a female international student and is innocent and gentle. she didn't pretend getting injuried in this accident,for her intention to deceive icbc for my premiums
now, all i have to do is just to fix up our cars
I don't know how ICBC works, but if you are liable your insurance will pay for the damages to her vehicle. In Alberta many insurers would drop you as a client, but I am sure that won't happen in BC though.
she agreed to let me fix her car by my saving. i think the processes in all provinces in canada are similar
Yea.
It is illegal to drive without a permit on you. Cops might be lenient and check the computer but then they might just be too lazy to do it.
Quote from: "Fashionista"
Quote from: "jaysings"
Quote from: "Fashionista"
I know he will be without a car and his premiums will rise significiantly, but Jaysings is not hurt and that is what I care about.
luckily the driver is a female international student and is innocent and gentle. she didn't pretend getting injuried in this accident,for her intention to deceive icbc for my premiums
now, all i have to do is just to fix up our cars
Jaysings, I asked my husband and he told me body damage to a car is very expensive to fix..
He also told me that the title of your car could change to "rebuilt" which makes selling your car someday a lot harder to do.
i don't expect to sell my car someday because my car is very old
when this car can't perform well, i will change a new car instead
Quote from: "Odinson"
Usually it is very expensive to fix it. The chassis gets twisted, paint-job, work-hours, new parts etc.
In here the insurance-companies will most likely buy the car because it is cheaper that way. The guy whom was wrong loses his bonuses which causes his payments to rise.
[attachment=1]IMG_1242.JPG[/attachment][attachment=0]IMG_1243.JPG[/attachment]
this is her car. i estimated the price of repairing this car. it needs approximately 1300 dollars for the repair fee.
You have provincial insurance, right? If so you will only pay the deductible.
Quote from: "cc li tarte"
there are different types of provincial insurance. i only picked the third-person liabilty insurance, so my insurance won't cover up the cost to the damage on my car.
Quote from: "Odinson"
It is illegal to drive without a permit on you. Cops might be lenient and check the computer but then they might just be too lazy to do it.
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
Quote from: "seoulbro"
Quote from: "Odinson"
It is illegal to drive without a permit on you. Cops might be lenient and check the computer but then they might just be too lazy to do it.
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
But it will cause the party without a license to get a fine... And it would cause an argument whether she should have been up there in the first place...
Quote from: "seoulbro"
Quote from: "Odinson"
It is illegal to drive without a permit on you. Cops might be lenient and check the computer but then they might just be too lazy to do it.
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
yes, i consulted to a lawyer, he had the reply smiliar with yours
i'm at fault anyway, but i hope i can pay less for this accident if there are any chances
Quote from: "Odinson"
Quote from: "seoulbro"
Quote from: "Odinson"
It is illegal to drive without a permit on you. Cops might be lenient and check the computer but then they might just be too lazy to do it.
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
But it will cause the party without a license to get a fine... And it would cause an argument whether she should have been up there in the first place...
right, that's what i thought. if she didn't have driving permit, she wasn't allowed to drive on the road. if she wasn't on the road, this accident wouldn't happen.
Quote from: "jaysings"
Quote from: "Odinson"
Quote from: "seoulbro"
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
But it will cause the party without a license to get a fine... And it would cause an argument whether she should have been up there in the first place...
right, that's what i thought. if she didn't have driving permit, she wasn't allowed to drive on the road. if she wasn't on the road, this accident wouldn't happen.
You should have all the compensations... You own her nothing.
Driving without a license... Shaking my head!
Do not pay her anything! She is an illegal driver. A criminal!
Quote from: "Odinson"
Quote from: "jaysings"
Quote from: "Odinson"
But it will cause the party without a license to get a fine... And it would cause an argument whether she should have been up there in the first place...
right, that's what i thought. if she didn't have driving permit, she wasn't allowed to drive on the road. if she wasn't on the road, this accident wouldn't happen.
You should have all the compensations... You own her nothing.
Driving without a license... Shaking my head!
Do not pay her anything! She is an illegal driver. A criminal!
she explained her driving permit hadn't been with her by now. she didn't mean she had driven on the road without a valid driving permit. so i cannot be sure if she really doesn't have the licence.
if the truth comes out to be what i expected, i must convince her to take her own shit.
but i can't escape from my fault anyway
Quote from: "jaysings"
Quote from: "seoulbro"
Quote from: "Odinson"
It is illegal to drive without a permit on you. Cops might be lenient and check the computer but then they might just be too lazy to do it.
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
yes, i consulted to a lawyer, he had the reply smiliar with yours
i'm at fault anyway, but i hope i can pay less for this accident if there are any chances
Why didn't you purchase comprehensive coverage? Do you drive a beater?
Quote from: "Shen Li"
Quote from: "jaysings"
Quote from: "seoulbro"
Whether the other party had their driving permit on them is irrelevant. Jaysings was at fault.
yes, i consulted to a lawyer, he had the reply smiliar with yours
i'm at fault anyway, but i hope i can pay less for this accident if there are any chances
Why didn't you purchase comprehensive coverage? Do you drive a beater?
because i didn't expect i would get an accident like this. i shouldn't have ignored the brake problem in my car. the warning signal lit up from time to time, but i didn't wanna spend money for repairing it.
i deserve this damage. live and learn and never make it happen again
Quote from: "jaysings"
Quote from: "Shen Li"
Quote from: "jaysings"
yes, i consulted to a lawyer, he had the reply smiliar with yours
i'm at fault anyway, but i hope i can pay less for this accident if there are any chances
Why didn't you purchase comprehensive coverage? Do you drive a beater?
because i didn't expect i would get an accident like this. i shouldn't have ignored the brake problem in my car. the warning signal lit up from time to time, but i didn't wanna spend money for repairing it.
Nothing wrong with making a mistake as long as you learn from it. At least you don't whine like a pathetic little crybaby and blame "big insurance" or any other entity for your own mistakes.
Quote from: "Shen Li"
Quote from: "jaysings"
Quote from: "Shen Li"
Why didn't you purchase comprehensive coverage? Do you drive a beater?
because i didn't expect i would get an accident like this. i shouldn't have ignored the brake problem in my car. the warning signal lit up from time to time, but i didn't wanna spend money for repairing it.
Nothing wrong with making a mistake as long as you learn from it. At least you don't whine like a pathetic little crybaby and blame "big insurance" or any other entity for your own mistakes.
nothing helpful with whine like pathetic little crybaby ,but whine only makes me feel worse.
i always encourage myself that the darkest cloud has a silver lining. if we are unaware of the bitterness in our lives, we won't value the sweetness
this accident is likely the chance to keep me out of serious accidents in the future,which may cause me to be disable or dead
I know you may not see it right now Jay, but you only had to learn financially..
It could have been much worse.
Quote from: "Fashionista"
It could have been much worse.
if either of us got hurt by this accident, it must kill me
Quote from: "jaysings"
Quote from: "Fashionista"
It could have been much worse.
if either of us got hurt by this accident, it must kill me
That's what I mean Jaysings, only your bank account will suffer, not your conscience.
Quote from: "Fashionista"
Quote from: "jaysings"
Quote from: "Fashionista"
It could have been much worse.
if either of us got hurt by this accident, it must kill me
That's what I mean Jaysings, only your bank account will suffer, not your conscience.
i have medical insurance, so getting injured myself doesn't matter me too much except the injure is too severe that causes me unconscious or disable.
it must kill me if the another party get hurt or killed
Quote from: "jaysings"
Quote from: "Fashionista"
Quote from: "jaysings"
if either of us got hurt by this accident, it must kill me
That's what I mean Jaysings, only your bank account will suffer, not your conscience.
i have medical insurance, so getting injured myself doesn't matter me too much except the injure is too severe that causes me unconscious or disable.
it must kill me if the another party get hurt or killed
Like I said, you only have to suffer financially.